Products

Guest house policies for all bed and breakfast and guest house establishments

Value Added Products

Excess Buy Down Policies

• Dent and scratch- insuring against unexplained chips and dents and scratches to motor vehicles
• Tyre and rim – insuring tyres and rims against accidental damage both for private and business vehicles
• Geyser sure excess waiver- covering the geyser excess
• Windscreen sure-covers an excess needed to pay upon a windscreen replacement
• Home owners excess- covers homeowners , building , contents and all risk excesses

Funds Protect

Cover against financial losses due to fraudulent conduct of criminals

Personal policies

• R25 000 cover for R40 pm
• R50 000cover for R65pm
• R100 000 cover for R95pm

Business policies

• R50 000 cover for R 90,00pm
• R100 000 cover for R165pm
• R250 000 cover for R330pm

Death Benefits

Funeral Cover

• R5000 for R15
• R10 000 for R32
• R20 000 for R64

Car Hire

Provision of a rental vehicle following an accident, write off or stolen vehicle available for periods of 30, 45, 60 or 90 days.

• Personal vehicles R70pm (based on Group B – 30 days option)
• Business vehicles R88pm (based on Group B – 30 days option)

Roadside & Home Assistance

• IBS Roadside Assist – road home and medical assistance (includes 2 vehicles ) R14,95
• IBS Care Assist – road, home, medical, smartphone, safe n sound and crime assist (includes 4 vehicles) R38,76
• IBS Commercial Assist – R21,15 per vehicle per month

Speciality Risk Cover

We offer insurance products for specialized needs and protection of unique risks

• Contractors all risk
• Events liability
• General liability
• Professional indemnity
• Plant all risks
•  Agri insurance
•  Body corporate cover